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Select Home Warranty Review


ConsumersAdvocate.org Rating: 4.9 / 5 (Excellent)
4,208 Customer Comments & Reviews - see all comments
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Select Home Warranty is a New Jersey-based company that provides home warranty plans across the United States. They offer three levels of coverage, with optional add-ons to allow homeowners to fully customize their warranties. The company covers all makes and models of appliances and systems. They have a B rating with the BBB.

How is Select rated?

Breakdown

5.0/5
Transparency
4.8/5
Claims Processing
4.8/5
Coverage Options
5.0/5
Additional Benefits
5.0/5
Customer Experience

Overall Rating: 4.9 / 5 (Excellent)

Select Home Warranty’s lack of a term maximum is very attractive, especially when considering their comparatively generous appliance and system limits. They do have a waiting period for service and require maintenance records, which can be off-putting to some customers. Select is an excellent choice for customers who value savings and flexibility.

Coverage

Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Item

Coverage Options - 4.8 / 5

Select Home Warranty offers combination policies that cover 15 systems and appliances, in addition to additional specialty item coverage. With no term benefit limit set, the company has no caps to their coverage claims. As a matter of company policy, items will only be covered if they have not been repaired prior to service, or if their malfunction is due to user error.

What does Select cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer

Exclusions

For a full list of Select exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Lawn Sprinklers

Contract & Price

Contract Details

Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

In the case of Select’s yearlong base-level contract, no home inspection is required prior to full coverage. For the sake of education and peace-of-mind, this company provides a sample contract and quote calculator on their website. In exchange for a $75 administration fee, they also offer a pro-rated refund if the initial 30 days have expired.

Sample Contract

Select provides a sample contract for potential customers on its website: Select Sample Contract

Cancellation Policy

Select reserves the right to cancel the service contract in the event of fraudulent conduct or misrepresentations by the customer, failure to make the required payments, or upon agreement. The customer may cancel the agreement within 30 days from the order date of the agreement and will be entitled to a full refund only if no service has been provided under the contract. After 30 days, the customer may receive a pro-rated refund for the non-discounted annual plan cost. The customer will be charged a $75 cancellation fee, plus any service expenses incurred by Select Home Warranty.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.8 / 5

Once the policy holder has been covered for the entirety of their contract-mandated 30-day waiting period, Select allows access to their in-network contractor services. In addition to requiring maintenance records in order to provide service, Select also insists that they be notified. If they are not, then reimbursement may be forfeited.

Select Reputation

Company Details

Year Founded
2012
NHSCA Membership
Number of Employees
2-10
TrustPilot Rating
8.4 out of 5
BBB Rating
B
BBB Positive Reviews
38
BBB Neutral Reviews
28
BBB Negative Reviews
273
Date Collected
2019-01-21

Reputation - 5 / 5

Select Home Warranty is a relatively small company that is not a member of the NHSCA. In addition to their TrustPilot rating of 8.4 out of 10, this company has held a B rating with the Better Business Bureau since 2012, backed by 38 positive, 28 neutral, and 273 negative reviews.

Contact & Additional Information

Homepage URL
Company Phone
(855) 267-3532
Headquarters Address
1 International Blvd Ste 400, Mahwah, NJ, 07495
Mailing Address
One International Blvd. Suite 400, Mahwah, NJ, 07495
Year Founded
2012

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4208 Customer Comments & Reviews

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tiamargi777
10/13/2022
Worst home warranty. Customer Service is in another country and that language barrier makes a big difference. I've had to contact them more than 20x times via phone, email, and finally escalate it to an actual person in the states to get issue resolved. And I had to provide 3 years of service on my pool system!


kellylwag
10/6/2022
I was convinced to buy PLatinum Care home warranty for 3 years a few months back and told my water heater would be covered. Now my water heater leaked all over the basement and Select denied my claim. We are still without hot water 5 days later because the contractor that Select sent to our home still hasn't given us quotes for a water heater replacement!!! Even after multiple calls to them.


Nasik E
9/20/2022
Unlike the glowing reviews I give this plan failing grades based upon my experience. I paid in full for the platinum plan. The company touts its service. I find it non existent. I have filed 3 service requests and after months they are still pending. Each time Select cannot find a service provider and instead asked me to find contractors for approval for both service and repairs. No contractor agrees to work under those circumstances. So I am stuck without service. I have wasted hours working to resolve and left requests for help. All to no avail. The service has proved to be an unmitigated disaster.


Johnnjalyn H
8/30/2022
I trusted select home warranty. I did my research and I know that there are things that aren’t covered and other things that are. I am not a new homeowner, but what select did was absolutely deplorable! They had a technician come out and when he reported the issues with my unit he was told to put Freon in my system. They don’t cover Freon so why would they tell him to add it? Well, he didn’t and told me to call another technician. When I did that, the outside technician came and told me that there was NO Freon leak and NO Freon issue with my unit. This was my diagnosis “ Found upstairs unit not cooling. Indoor blower working. Filter ok. Outdoor condenser has a kickstart and dead 45/5... Read More


ravipodduturi
8/29/2022
Hopeless Warrenty I have ever had in my 20 years of homeowner carrier. They always offer some amount after reviewing the diagnosis report and offer $100-200 amount to fix the issue. Not sure what is the point going to them. They are good to take care small issues, but definitely not worth investing on them for major appliances.


K
Katie M
8/26/2022
Company is non-responsive to the urgency of requests. Miscommunication with both customer and technicians.


William K
8/19/2022
Select Home Warranty ask me to find a AC company to repair my AC unit when they couldn't then refused to honor the repair bill this after we waited for 14 days in the high 90's deg heat in Oklahoma in the middle of June 2022. If there was a Rating below one star then they would get a -5 stars. I am a family in our 80's and I have recently had a heart attact and this they knew it


inhabe
8/19/2022
Please do not buy Select Home Warranty. My washer was 5 years old and unrepairable by technician diagnosis Warranty paid me $ 185 when the cost was $685.


awsipresident
7/20/2022
Can not speak to anyone on disputes and all contract-covered items are only covered under unique wording not understood by the buyer. Need a lawyer to understand. I would not recommend SLW to my worst enemy!!!!!!!


jessicamcclain90
7/11/2022
Lucas smart is horrible his customer service skills are horrible I just got this service and he wasted no time being an ass whole. I asked for my policy information and he told me he would get it to me when he had time and I asked for his supervisor information and he told me no I couldn’t have his information I asked to speak with him and he told me no lol I’m actually brought back by his rude demeanor and My policy is still in the 30 day frame and want to cancel my policy and go else where because it’s no way I’m selling to deal with his disrespect. Don’t go with this company The customer service is absolutely horrible LUCAS SMART is the worst.



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