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Select Home Warranty Review


ConsumersAdvocate.org Rating: 4.9 / 5 (Excellent)
4,208 Customer Comments & Reviews - see all comments
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Select Home Warranty is a New Jersey-based company that provides home warranty plans across the United States. They offer three levels of coverage, with optional add-ons to allow homeowners to fully customize their warranties. The company covers all makes and models of appliances and systems. They have a B rating with the BBB.

How is Select rated?

Breakdown

5.0/5
Transparency
4.8/5
Claims Processing
4.8/5
Coverage Options
5.0/5
Additional Benefits
5.0/5
Customer Experience

Overall Rating: 4.9 / 5 (Excellent)

Select Home Warranty’s lack of a term maximum is very attractive, especially when considering their comparatively generous appliance and system limits. They do have a waiting period for service and require maintenance records, which can be off-putting to some customers. Select is an excellent choice for customers who value savings and flexibility.

Coverage

Key Facts

Plan Types
Combo Plan
Benefit Limit Type
Per Item

Coverage Options - 4.8 / 5

Select Home Warranty offers combination policies that cover 15 systems and appliances, in addition to additional specialty item coverage. With no term benefit limit set, the company has no caps to their coverage claims. As a matter of company policy, items will only be covered if they have not been repaired prior to service, or if their malfunction is due to user error.

What does Select cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Central Vacuums
  • Ceiling Fans
  • Ductwork
  • Sump Pump

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Garage Door Openers
  • Garbage Disposal
  • Stand Alone Freezer

Exclusions

For a full list of Select exclusions, check out this page.

Specialty Items

  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks
  • Lawn Sprinklers

Contract & Price

Contract Details

Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 4.5 / 5

In the case of Select’s yearlong base-level contract, no home inspection is required prior to full coverage. For the sake of education and peace-of-mind, this company provides a sample contract and quote calculator on their website. In exchange for a $75 administration fee, they also offer a pro-rated refund if the initial 30 days have expired.

Sample Contract

Select provides a sample contract for potential customers on its website: Select Sample Contract

Cancellation Policy

Select reserves the right to cancel the service contract in the event of fraudulent conduct or misrepresentations by the customer, failure to make the required payments, or upon agreement. The customer may cancel the agreement within 30 days from the order date of the agreement and will be entitled to a full refund only if no service has been provided under the contract. After 30 days, the customer may receive a pro-rated refund for the non-discounted annual plan cost. The customer will be charged a $75 cancellation fee, plus any service expenses incurred by Select Home Warranty.

Claims & Service

Claims

Maintenance Records Required for Service?
Yes
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only

Claims Processing - 4.8 / 5

Once the policy holder has been covered for the entirety of their contract-mandated 30-day waiting period, Select allows access to their in-network contractor services. In addition to requiring maintenance records in order to provide service, Select also insists that they be notified. If they are not, then reimbursement may be forfeited.

Select Reputation

Company Details

Year Founded
2012
NHSCA Membership
Number of Employees
2-10
TrustPilot Rating
8.4 out of 5
BBB Rating
B
BBB Positive Reviews
38
BBB Neutral Reviews
28
BBB Negative Reviews
273
Date Collected
2019-01-21

Reputation - 5 / 5

Select Home Warranty is a relatively small company that is not a member of the NHSCA. In addition to their TrustPilot rating of 8.4 out of 10, this company has held a B rating with the Better Business Bureau since 2012, backed by 38 positive, 28 neutral, and 273 negative reviews.

Contact & Additional Information

Homepage URL
Company Phone
(855) 267-3532
Headquarters Address
1 International Blvd Ste 400, Mahwah, NJ, 07495
Mailing Address
One International Blvd. Suite 400, Mahwah, NJ, 07495
Year Founded
2012

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4208 Customer Comments & Reviews

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W
W L
12/7/2016
This $500 home warranty never paid one cent in repair costs. I called for service on Four [4] occasions. On each occasion the "repair company" enlisted by "Select" was a joke. After paying the service fee, the repair was never completed to a satisfactory level. On complaint to "Select", I am told that each is an independent contractor and not an employee of "Select". Just a cop out for a scam of a service company. I would not choose this company for any type of service. My contract states I will be paid $150 for an appliance that could not be repaired - been waiting over 4 months and have contacted my State (Florida) insurance agency to intervene. BUYER BEWARE - STAY AWAY FROM LIAR


E
ELLEN
12/2/2016
all I can say is DO NOT SIGN UP WITH THEM,we are on the end of our contract and money wasted, 6 weeks for plumber ,and the assigned plumber did show ,was told after that get my own plumber, took 4 month to get reimbursed the 225$ now my fridge wont cool took 7 days to send someone the guy said it is covered ,company denied fridge is to old 10 years we can request @100 and they will see if we qualify nothing but frustration ,lies and horrid service


D
DONNA
12/1/2016
May I begin my complaint with FRUSTRATION, DISAPPOINTMENT and MISINFORMED. I've been with company for approximately three months; I called December 1, 2016 to place my first claim. OH MY GOD, please help me JESUS. The representative was NOT knowledgeable, asking me what the problem was with my heating system, I told her, that's why I pay you to get someone out here to find out what the problem is. I ask to speak to a supervisor and was disconnected. I called back, this representative was better but I was told that I have to call the contractor, schedule the appointment and before they do any work I have to call Select Home Warranty to get authorization first. I told them I... Read More


K
Kathy
11/28/2016
This company is horrible and doesn't cover anything!! I have had various issues since purchasing my new home and have had issues with the hvac and water heater that were in working order at the time of the home purchase and when having issues, this warranty company has so many "Exceptions" in the fine print that covered nothing!!!! I do not recommend this company at all!!!!


S
sunil
11/23/2016
I filed a claim on August. I have not received my claim money even it is November end. I have called on several occasions. I have talked to ED who promised that i will receive my claim money at the end of October. I called last week and talked to a lady and she said every one is gone for the day at 4:00 pm on Thursday and some one will call me Tomorrow. It has passed a week and i have not received any call nor my claim money. Even when i reported claim, no contractor showed for a week. They are a scam. Beware of them!!!!


C
c
11/18/2016
Over the course of 6 months and 3 claims, this warranty company sent out only 1 technician, and that was only after I threatened to file a complaint with the BBB. They are very slow to respond if they respond at all and they do not have any workmen in the area i which I live. Furthermore, their exclusions are ridiculous. During the first 3 months, they only pay a certain amount and read very carefully because they exclude many items considered to be part of systems, a heat-exchanger is not covered as part of the heating system. The only company I have found that excludes this. Do not be fooled by their low deductible. Pay the extra for coverage that really means something and really... Read More


H
haley
11/17/2016
Terrible experience. If you paid me i would not deal with this company ever again.


H
haley
11/17/2016
This is BY far has to be the WORST experience in my life with any company. I will spare the dreadful details but i would avoid this company like you would a skunk.


R
Roberta V
11/16/2016
This is my first time purchasing a home warranty. It was the worst experience ever. I had a claim for my stove top. The vendor they sent out was not knowledgeable enough to repair, the problem got worse before it go better and still is not completely right. During the time of going back and forth trying to get it corrected I called the warranty company several times asking for a supervisor to call me. That never happened. I was on a 3 payment plan for a year of service. After never receiving a call back I cancelled the last payment. Finally I get a call not from Supervisor but from billing. I ended up cancelling the policy if they use vendors that aren't qualified and I have to fight... Read More


Cynthia M
11/16/2016
I purchased this one day after moving into a condo. A few weeks after moving in my air conditioner stopped working. I called select Home Warranty and made a claim. The temperature was reading 100 degrees outside. I never heard anything from them and made several calls within the next few days. Each time I was told that they would put the claim back through. The last person that I spoke to said that I could not make a claim because I had not had the insurance long enough. No one could explain to me why the first person second person third person did not tell me the same thing and I had to sit without air conditioning for a few days. Now a few months down the road I make a claim on my... Read More



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