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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,124 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How is American Home Shield rated?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4124 Customer Comments & Reviews

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Gregory W
10/12/2018
This company is a scam! I purchased a warranty on August 6, 2018, with a septic system add-on. I requested service on Oct 10, 2018 for a plumbing/septic issue, and was told I had no add-on coverage, and that they did not do any septic work other than clear drains anyway. After speaking to two reps, (Singh, MelI), I requested a supervisor. After 13 minutes on hold, I was connected to a supervisor who sounded EXACTLY like the person I had been dealing with for 18 minutes! It was certainly the same person! I requested cancellation and was told I would hear from the “Retention Departmwnt”, within 24 hours. It didn’t happen. I called back on October 12,th, and was told my contract had... Read More


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Cassandra
10/12/2018
An issue arose with my hot water heater and just as many other reviews have indicated they denied my claim. I have devoted countless hours to this issue, sitting on hold, speaking with Reps in a foreign country, dealing with a service company that literally spent 3 minutes looking at the hot water heater only to state that, I'll have to write this up to send to your insurance, give me a few, then sit in his truck and drive off. I haven't heard a word from anyone for 2 1/2 days later until I called AHS to find out what is going on THEN they tell me it was denied and it will cost approximately $1000 to repair. Naturally, they have charged me the $100 deductible, for nothing in return.... Read More


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KC B
10/10/2018
An issue arose with my HVAC on 10/2/2018. Air was not flowing out of the vents in the basement, 2 vents on the main level and 2 of the 3 upstairs bedrooms. I checked the system myself to make sure I replaced the air filter (I replace it every month during the summer). I turned off the AC to make sure the pipes were not frozen and left it off for 24 hours. When that did not resolve the issue, I scheduled an appointment through AHS. The HVAC company came out and told me that the zone damper motor on my ducted central electric split unit is broken and needs replacement. They ordered the part and were told by AHS that it is not covered. I spent over 2 hours on the phone with AHS to discuss why... Read More


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Susan
10/10/2018
Terrible hold times, terrible service when repair authorizations needed. Can't process the requests from the service companies. Waiting over a week and not moving forward. They called 2 companies for the same repair and made me pay for 2 service calls. Staff not trained as everyone gives you different answers. Used to be so much better. Charged me twice on another service call when the online payment was not processed and made us pay again over the phone then took 3 weeks to refund us. Website account not reflective of correct information.


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Cara W
10/10/2018
I purchased a real estate contract with AHS when I was buying a house. I didn’t know at first that there are consumer contracts, and there are real estate contracts purchased through escrow. I made the mistake of calling the consumer side of AHS, and the sales person assured me that if I purchased the real estate version, they would cancel the consumer contract as soon as the other took effect. Guess what? That didn’t happen. Like others have said, unless you’re requesting service or wanting to enroll, you can wait 30 minutes or more to speak to someone. Now when I go into my account, I see the contract that’s supposed to be canceled. I just spent an hour on the phone only to get... Read More


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Jamie
10/9/2018
STAY AWAY. I paid my deductible on August 21st for my broken AC unit. It's October 9th and it's still broken. I spend an hour on hold trying to call and get help, only to be told nobody can help me because it's always someone else's fault. I can't have a refund because "they don't give refunds" and I'd have to pay a cancellation fee to end my contract. Apparently, the contract is only one sided -- I have to pay my monthly payment. They don't have to hold up their end of the bargain. HORRIBLE customer service, absolutely terrible experience with this company. Looks like thousands of other people agree. Run, far away. I'm going back to 2-10 Home Warranty, when my basement flooded,... Read More


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sonja s
10/9/2018
The wait time is horrible--there are not enough service reps--once a service call is made and the problem identified one will wait up to 2 weeks for it to be fixed--I understand that the repair people have to wait to get approval AND then wait for Home Shield to either send the repair people the item or actually even send it from Home Shield


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Tim W
10/8/2018
Me too -- not sure where all the 5*s came from...don't see anything remotely like that in the written reviews. When I tried to file a claim, the website wouldn't work. When I called, after a short hold they offered to call back when it was my turn. Yay, and they did call back 20 minutes later. But still I was on hold another 20 minutes; and when it was "answered" there was no one there -- I could hear voices in the background but no one was on the other end. So I started over. Website...still didn't work. Phone...still long wait. Be forewarned!


Christy S
10/5/2018
I’m not sure where the 5 stars come from. All I see are negative reviews. I should have read more of those before signing up with this company. Long wait time is REAL. They don’t WANT to help you with your issue, just try to push you off. We waited for days over Florida summer, 90 degrees INSIDE the house, before someone came, hours after their scheduled time, into the evening, we waited all day and then had to cancel our evening plans. They did NOTHING and simply recommended we buy a new unit. I called back a week later to actually have the unit serviced since it is not working properly and it will be 4 days until our appointment. I asked to use a different trade company that could get... Read More


Sandra S
10/4/2018
Lowest rating! Bad customer service! Long wait on the phone for appointnents. Not willing to fix my dishwasher when they have had 2 companies out. I would never use this company again! I am so disgusted with service and the rude techs they sent out.



Top Rated
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  • Plans & pricing to fit every budget
  • No age limit on systems & appliances
  • No inspection or maintenance records required
  • If a covered item can’t be repaired, they replace it
  • 30-day workmanship guarantee