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American Home Shield Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
4,124 Customer Comments & Reviews - see all comments
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American Home Shield is a Tennessee-based company founded in 1971 to provide coverage on home appliances and systems in the United States through its network of home service professionals.

The company offers service contracts that cover the repair or replacement of major components of home systems and appliances. Customers can also purchase optional coverage for pools and spas, guest houses, home electronic systems, roof leaks, maintenance services, and more.

How is American Home Shield rated?

Breakdown

4.8/5
Transparency
4.8/5
Claims Processing
4.7/5
Coverage Options
4.7/5
Additional Benefits
4.7/5
Customer Experience

Overall Rating: 4.7 / 5 (Excellent)

American Home Shield's coverage is among the most comprehensive we've seen in the industry. The company covers considerably more appliances and systems than its competitors and has fewer coverage limitations.

The company recently updated its plans—they now have three to simplify choosing the right one for your home. American Home Shield focuses on the repairs that offer the most value to consumers, removing items that are inexpensive to replace, increasing its coverage limits on appliances in its most expensive plan to reflect today's higher-priced, "gourmet" appliances, and adding roof leak coverage.

Coverage

Key Facts

Plan Types
Systems
Appliances
Combo Plan
Benefit Limit Type
Per Item
Typical Appliance Benefit Limit
$3,000
Typical Systems Benefit Limit
$0

Coverage Options - 4.7 / 5

American Home Shield offers consumers a choice of three plans, following a good-better-best model. Its ShieldSilver plan warrants systems only, but can be amended with certain add-ons, including pools, electronics, and guest houses. Its ShieldGold plan covers a range of systems and appliances, again with add-on options. Its ShieldPlatinum plan covers everything in the ShieldGold plan, plus roof leaks up to $1500 and some routine maintenance services. These include free HVAC tune-ups, unlimited top ups on your AC refrigerant, coverage for code violations including permits.

All told, American Home Shield covers 23 systems and appliances, considerably more than most of their competitors, and fully covers 11 of those items. There is no limit on the number of claims a customer can file over the year’s contract, either.

What does American Home Shield cover?

Covered Built-In Systems

  • Air Conditioning
  • Heating
  • Electrical
  • Plumbing
  • Water Heater
  • Instant Hot/Cold Water Dispenser
  • Doorbells
  • Ceiling Fans

Covered Appliances

  • Refrigerators
  • Dishwashers
  • Clothes Dryers
  • Clothes Washers
  • Ranges/Ovens/Cooktops
  • Built-in Microwaves
  • Freestanding Ice Makers
  • Built-In Trash Compactors
  • Garage Door Openers
  • Built-in Food Centers

Exclusions

For a full list of American Home Shield exclusions, check out this page.

Specialty Items

  • Guest Unit
  • Pool/Spa
  • Well Pump
  • Septic
  • Roof Leaks

Contract & Price

Contract Details

Annual Premium
Starting at $0
Minimum Contract Length
12 month(s)
Home Inspection Required for Contract?
No
Online Quote/Application

Contract & Price - 5 / 5

American Home Shield has a flexible pricing policy and offers three different coverage plans and two trade service call fee levels: $100 and $125.

This allows consumers to have input into the annual price based on their budgetary needs.

We requested a quote for a single family home under 5,000 square feet located in a medium-sized midwestern city. The minimum annual premium (Shield Silver Plan) was $59.99 per month. The maximum premium (Shield Platinum Plan) was $109.99. So AHS prices are somewhat higher than many competitive plans. Consumers should note that their final price will vary by plan, service call charge selected, and location.

Sample Contract

American Home Shield provides a sample contract for potential customers on its website: American Home Shield Sample Contract

Cancellation Policy

Customers can cancel anytime within their 30 day wait period and receive a full refund, and can cancel anytime during the contract term, as this is a non-binding contract.

Claims & Service

Claims

Service Fee
$100 and $125
Maintenance Records Required for Service?
No
24/7 Claims Department?
Waiting Period
30 days

Contractors & Service

Contractor Selection
In-Network Only
Contractor Network Size
14,000+ contractors
Number of Technicians
45,000 technicians
Service Recall Period
30 days

Claims Processing - 4.8 / 5

Consumers can submit a service request online 24/7/365. American Home Security does not require an inspection prior to purchase.

The company has a large network of service professionals and offers a 30-day workmanship guarantee on their services.

American Home Shield Reputation

Company Details

Year Founded
1971
NHSCA Membership
Number of Customers
1.7 million
Number of Employees
1,700
TrustPilot Rating
2.1 out of 5
BBB Rating
B
BBB Positive Reviews
392
BBB Neutral Reviews
50
BBB Negative Reviews
1,874
Date Collected
2023-07-24

Reputation - 5 / 5

American Home Shield has been in business since 1971, making it the oldest player in the industry. It has over 1.7 million customers.

In 1989, the company was acquired by ServiceMaster, an established firm that also owns Terminix and Merry Maids.

American Home Shield is accredited by the BBB and has a B rating. In this industry, negative customer reviews far outnumber positive ones.

Contact & Additional Information

Homepage URL
Company Phone
(888) 429-8247
Headquarters Address
150 Peabody Place, Memphis, TN, 38103
Mailing Address
P.O. Box 849, Carroll, IA, 51401
Year Founded
1971

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4124 Customer Comments & Reviews

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M
Marie D
9/15/2016
In Jan 2011 my *Honey Do* person took his final journey after 48 yrs of marriage. Due his Sleep Apnea, there was No Life Ins.I am also raising 2 grandchildren with NO outside help, either in Child support or State. While discussing my finances with my youngest son, he mentioned I should get a Home Protection Plan - such as American Home Shield. It has been now 5 yrs since I am with AHS. They repaired my dryer, wash-machine, garage light, ceiling fan, REPLACED - AT NO CHARGE my Micro-wave-oven and a Refrigerator. I had the CHOICE of using the Brand I wanted and for a *little* extra charge even -upgrade- the model. My Contract ends every Sept.15th of each year. AHS Service Fee is $ 75... Read More


P
Pam B
9/14/2016
The last 2 service providers AHS has sent us have not been quality providers. One, for our furnace, closed our case before the issue was resolved. AHS would not work with us to help get it resolved. For a 2nd issue, our AC, they've again, provided us with a poor service company. When I spoke with the AC company about scheduling, I was so disappointed with that initial contact that I reached out to AHS for help and they refused. The AC company scheduled us 4 days (plus a weekend) out. AHS policy states they should see us within 2 days. They were not professional with me on the phone either. AHS rep would not allow us to be assigned a new company. I suggested I may need to be looking for a... Read More


D
Daniel D
9/14/2016
Worse company, it's been 6 weeks waiting for the parts from insurance! Wait time to talk with representative some times over an hour! Worse services ever


N
Nancy W
9/14/2016
This is a horrible company, you are here to take premiums yet not provide a service. Have wasted so much time trying to get things fixed and some how there is a loop hole that denies coverage. I would not recommend this company to any buyer and I wish I had not purchased the insurance and I am cancelling.


R
Rochelle T
9/14/2016
Poor customer service and systems in place that track payments


D
Dale W
9/13/2016
My advice to anyone is to NOT become a customer of this agency. My case is probably like many others in that they refused to cover the simplest of items. They charge top price and the co-pay is also above the others. I have old wiring. My first problem was a circuit breaker stopped working for my dryer. I replaced the dryer only to learn it was the old breaker. This time my wife and I were in our living room with only one other light on and the breaker cut the circuit. It was an old circuit breaker and it had two circuits attached to it. American Home Shield interpreted this as being an overload. If it were an overload, why didn't it break 20 years ago or 10 years ago I was broken now.... Read More


N
Neil M
9/12/2016
I was extremely happy with the response from AHS. They put me in contact with the contractor who came out to conduct the repairs, and AHS even called several times to check up on the process and to make sure I was satisfied with the work and the process.


L
Lorraine T
9/12/2016
I recently had to get my furnace fixed. American Shield sent United air Temp to service the furnace. The person that came knew what he was doing. He told me what was wrong, fixed the problem and was out in a timely manner. He also respected my house by putting shoe coverings over his shoe. The person also left a detailed noticed of what needed to be done.


S
Shane G
9/12/2016
Worst service ever! Our AC went out and called AHS to schedule repairs. It took 2 days for someone to actually get to our house and then the guy could not repair the problem and took another 2 days to get the part. We are now on day 5 without AC! Someone was supposed to be here today but has not shown up and is not answering our calls. We have called AHS 3 times today and are getting the run around. I'm on hold as I'm writing this hoping someone from American Home Shield will actually help solve our problem. 5 Days in the TX summer heat without AC is no fun. This company needs to get their act together.


D
David L
9/12/2016
Cheap service ... obviously uses repair companies that agree to keep costs to a minimum, including avoiding appliance replacement. Company offers no customer complaint mechanism except arbitration.



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  • Plans & pricing to fit every budget
  • No age limit on systems & appliances
  • No inspection or maintenance records required
  • If a covered item can’t be repaired, they replace it
  • 30-day workmanship guarantee